.phero{position:relative;overflow:hidden;color:#fff;background:var(--navy) url("/media/liity_1800x620.jpg") center 40%/cover no-repeat;padding:92px 0 96px}
.phero p{font-size:19px;color:rgba(255,255,255,.9);max-width:640px}
.join .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:start}
.join p{margin-bottom:16px;color:#2a3744}
.why{display:grid;gap:14px;margin-top:28px}
.why li{list-style:none;display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 20px}
.why .ic{flex:0 0 42px;height:42px;border-radius:11px;background:var(--navy);display:grid;place-items:center}
.why .ic svg{width:22px;height:22px;stroke:var(--amber);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.why b{display:block;font-family:Poppins,Arial,sans-serif;font-weight:600;font-size:15.5px;color:var(--navy);margin-bottom:2px}
.why span{font-size:14.5px;color:var(--muted)}
.card{background:var(--navy);color:#fff;border-radius:18px;padding:36px 36px 32px;box-shadow:0 22px 50px rgba(15,39,64,.18);position:sticky;top:110px}
.card h2{color:#fff;font-size:24px;margin-bottom:6px}
.card .sub{color:rgba(255,255,255,.75);font-size:14.5px;margin-bottom:22px}
.fees{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px;margin-bottom:22px}
.fee{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:12px;padding:14px 12px;text-align:center}
.fee b{display:block;font-family:Poppins,Arial,sans-serif;font-weight:700;font-size:26px;line-height:1;color:var(--amber)}
.fee span{display:block;font-size:12.5px;color:rgba(255,255,255,.8);margin-top:6px;line-height:1.35}
.card .btn{display:block;text-align:center;font-size:16px;padding:15px 22px}
.card .note{font-size:13.5px;color:rgba(255,255,255,.75);margin-top:16px;line-height:1.55}
.card .note a{color:#fff;border-bottom:1px solid rgba(255,255,255,.4)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
.step{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px 26px 22px}
.step .n{width:40px;height:40px;border-radius:10px;background:var(--navy);color:var(--amber);display:grid;place-items:center;font-family:Poppins,Arial,sans-serif;font-weight:700;font-size:16px;margin-bottom:14px}
.step h3{font-size:17px;font-weight:600;margin-bottom:6px}
.step p{font-size:14.5px;color:var(--muted)}
.alt{margin-top:36px;background:#fff;border:1px solid var(--line);border-left:5px solid var(--teal);border-radius:12px;padding:22px 26px}
.alt h3{font-size:16px;font-weight:600;margin-bottom:6px}
.alt p{font-size:15px;color:#2a3744;margin:0}
@media (max-width:900px){.join .wrap,.steps{grid-template-columns:1fr}.card{position:static}.fgrid{grid-template-columns:1fr 1fr}.menu{display:none}.phero h1{font-size:40px}.sec h2{font-size:30px}}
.phero{background-image:url("/media/faktat_1800x620.jpg")}
.legend{display:flex;gap:16px;flex-wrap:wrap;margin-top:22px;font-size:13.5px;color:var(--muted)}
.claims{display:grid;gap:18px;margin-top:34px}
.claim{display:grid;grid-template-columns:.9fr 1.1fr;gap:0;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden}
.claim .q{background:var(--navy);color:#fff;padding:26px 28px;display:flex;gap:16px;align-items:flex-start}
.claim .q .n{font-family:Poppins,Arial,sans-serif;font-weight:700;font-size:22px;color:var(--amber);line-height:1.1;flex:0 0 auto}
.claim .q h3{color:#fff;font-size:18px;font-weight:600;line-height:1.35}
.claim .a{padding:24px 28px}
.tag{display:inline-block;font-family:Poppins,Arial,sans-serif;font-size:12px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;padding:5px 10px;border-radius:999px;margin-bottom:12px}
.tag.no{background:#fbe3e6;color:#8a1c2b}
.tag.part{background:#fff3cc;color:#7a5a00}
.tag.mis{background:#e3ecf7;color:#1f4a8c}
.claim .a p{font-size:15px;color:#2a3744;margin-bottom:12px}
.claim .src{font-size:13px;color:var(--muted)}
.claim .src a{font-weight:600}
.cta{background:var(--teal);color:#fff;padding:64px 0}
.cta .wrap{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.cta h2{color:#fff;font-size:30px;margin-bottom:10px}
.cta p{color:rgba(255,255,255,.9);max-width:560px}
.cta .btns{display:flex;gap:14px;flex-wrap:wrap;justify-content:flex-end}
@media (max-width:900px){.claim,.cta .wrap{grid-template-columns:1fr}}